FIXED-RATE MORTGAGES
Home Loans for Homebuyers Who Plan to Live in Their Homes for More Than 7 Years.
-
Consistency: Your interest rate and payments stay the same for the life of the loan.
-
Low Rates: Fixed-Rate loans, especially 30-year mortgages, offer some of the lowest interest rates available, making them ideal for most homebuyers.
-
Loan Options: We offer Conventional, Jumbo, FHA, VA, USDA, Non-QM, ITIN and Refinance Fixed-Rate home loans.
-
Choice of Term: We offer 15- and 30-year home loans.
​
By refinancing your existing loan, your total finance charges may be higher over the life of the loan.
30-Year, Fixed-Rate Home Loans
The traditional 30-year, Fixed-Rate home loan may be a good choice if you plan to live in your home for 7 years or longer. If you plan to sell your home within 7 years, an Adjustable-Rate Mortgage (ARM) may be best for you.
​
A Fixed-Rate mortgage has an interest rate that remains the same for the life of the loan. An Adjustable-Rate Mortgage, or ARM, is a home loan with an interest rate that can change periodically.
15-Year, Fixed-Rate Mortgage
A 15-year, Fixed-Rate home loan is fully amortized over a 15-year period and features consistent monthly payments. It offers all the advantages of the 30-year Fixed-Rate loan plus a lower interest rate. A 15-year, Fixed-Rate home loan requires a higher monthly payment than a 30-year loan, but you’ll own your home nearly twice as fast.
​
A Fixed-Rate mortgage has an interest rate that remains the same for the life of the loan. An Adjustable-Rate Mortgage, or ARM, is a home loan with an interest rate that can change periodically.
