VA LOANS
Home Loans for Military Members and Families
Since its creation in the 1940’s, the Veteran's Administration (VA) mortgage program has helped millions of service men and women purchase homes and build stable financial futures.
This federal-government-backed loan program generally provides lower interest rates and more affordable loan options than other loan solutions.
Fast, Easy and Affordable Home Loans
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0% down payment available
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Down Payment Assistance can reduce down payment to 0%
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Fixed-Rate loan with consistent payments
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Lower rates with maximum flexibility
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Flexible qualification guidelines
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No mortgage insurance required
A Fixed-Rate Mortgage has an interest rate that remains the same for the life of the loan.
Flexible Loan Options
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Can be used on all residential property types up to four units
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Available to most first-time or seasoned homebuyers
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Required escrow account to pay taxes and insurance directly
Qualification Requirements
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Minimum 620 credit score
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100% Loan-to-Value (LTV)
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Eligible financing for purchase and refinance
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Eligible property types: single family residence, townhomes, row homes, modular, VA-approved condos, 2-4 units
By refinancing your existing loan, your total finance charges may be higher over the life of the loan.
Down Payment Assistance (DPA)
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Low down payment with high Loan-to-Value (LTV) ratio
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Down Payment Assistance options available
Benefits for First-Time Homebuyers
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No down payment required
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Down Payment Assistance options available
